Pay Raise Calculator 2026
Free pay raise calculator. See exactly how a raise affects your take-home pay after taxes, FICA deductions, and benefit changes.
How Much of Your Raise Do You Actually Keep?
| Salary | 5% Raise | Gross Increase | After Tax/FICA | Monthly Take-Home Increase |
|---|---|---|---|---|
| $50,000 | $52,500 | +$2,500 | +$1,788 | +$149/mo |
| $60,000 | $63,000 | +$3,000 | +$2,070 | +$173/mo |
| $75,000 | $78,750 | +$3,750 | +$2,550 | +$213/mo |
| $100,000 | $105,000 | +$5,000 | +$3,175 | +$265/mo |
You keep about 65-72% of a raise (depending on your tax bracket). Federal income tax takes 12-32%, FICA takes 7.65%, and state tax takes 0-10%.
Average Pay Raises by Industry (2026)
| Industry | Average Raise | Promotion Raise |
|---|---|---|
| Technology | 4.5-6% | 10-20% |
| Healthcare | 3.5-5% | 8-15% |
| Finance | 4-5.5% | 12-25% |
| Retail | 2.5-4% | 8-12% |
| Manufacturing | 3-4.5% | 8-15% |